Company Update: 22 January 2026

Scaling Singapore’s Community Living Platform


Financial Performace: Revenue Growth Trajectory

TAP delivered a 66.0% revenue CAGR from S$6.87mn in FY22 to S$18.94mn in FY24, with growth accelerating 43.6% YoY in 1H25 to S$11.65mn. The Community-driven stays segment accounted for 94.8% of total revenue in 1H25, underscoring the strength of the core platform. Gross profit margins of 78.7% in 1H25 also reflect operating leverage as the portfolio scales.

Market Position and Growth Fundamentals

As Singapore’s largest community living operator by key count, TAP captures structurally resilient demand from foreign students, with a 6.7% projected CAGR growth in population through 2031, expatriate professionals (EP, S-Pass), and active seniors (one in five Singaporeans aged 65+, rising to one in four by 2030). Industry-wide occupancy rates of 85-95% support revenue stability and cash flow visibility.

Valuation & Action

Based on our DCF model, we initiate an OUTPERFORM rating on TAP with a target price of S$0.35 /share, based on a WACC of 9% and terminal EV/EBITDA multiple of 3.0x. Our valuation considers TAP’s scaled operating base of 3,422 keys across 100 properties and an asset light growth strategy to expand to over 10,000 keys by end 2030.

Risks

Lease renewal risk, regulatory changes, competitive supply pressures, macroeconomic sensitivity, execution risk from rapid expansion, Malaysia market entry risk, related-party landlord concentration, and technology and cybersecurity risks. 



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